Michigan Divorce: COBRA

Please give Stelmock Law Firm, PC a call at 734.927.9782 so that we can answer your questions regarding Divorce and family law matters.

After a Michigan Divorce what benefits must be covered under COBRA? If you elect continuation coverage, the coverage you are given after a Michigan Divorce must be identical to the coverage currently available under the plan to similarly situated active employees and their families (generally, this is the same coverage that you had immediately before the qualifying event).  Under a Michigan Divorce, you will also be entitled, while receiving continuation coverage, to the same benefits, choices, and services that a similarly situated participant or beneficiary is currently receiving under the plan, such as the right during open enrollment season to choose among available coverage options. Furthermore, under a Michigan Divorce, you will also be subject to the same rules and limits that would apply to a similarly situated participant or beneficiary, such as co-payment requirements, deductibles, and coverage limits.

Under a Michigan Divorce, how long does COBRA coverage last?  COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months. The length of time depends on the type of qualifying event that gave rise to the COBRA rights. A plan, however, may provide longer periods of coverage beyond the maximum period required by law. When the qualifying event is the covered employee’s termination of employment or reduction in hours of employment, qualified beneficiaries are entitled to 18 months of continuation coverage.

Even though divorce is difficult, the process does not have to be. If you have the right team of legal professionals assisting you, that can make the process much more manageable. Please keep in mind your specific situation may be somewhat different from the norm. The information provided in this article is a guide to the basics of Michigan Divorce and COBRA benefits. Please call, 734.927.9782, Michigan Divorce Attorneys at Stelmock Law Firm, PC to discuss your matter and additional items you will need for your Michigan divorce checklist.  We represent clients in the Metro Detroit area (Canton, Plymouth, Northville, Livonia, Westland, Ann Arbor, Novi) and throughout Wayne, Washtenaw, Oakland, and Livingston counties. The firm’s office is located at 8556 N. Canton Center Road, Canton, Michigan 48187